Which of the following is NOT a typical type of Long-Term Care coverage?

Long-Term Care (LTC) coverage is designed to provide assistance with the activities of daily living (ADLs) for individuals who have chronic illnesses, disabilities, or cognitive impairments. This type of insurance typically covers services that assist individuals in maintaining their quality of life when they can no longer perform certain tasks independently.

Residential care, home health care, and skilled nursing care all fall within the realm of typical Long-Term Care services. Residential care provides assistance to individuals in facilities designed to support their daily living needs, while home health care involves professional services delivered at home, such as skilled nursing services, therapy, and assistance with daily tasks. Skilled nursing care is provided in a nursing facility and involves round-the-clock medical care from licensed nurses.

Child day care, however, is not considered a typical type of Long-Term Care coverage. It addresses the needs of children and provides temporary care for them while parents or guardians are at work or busy with other responsibilities. This service does not align with the needs of adults requiring long-term support due to health-related challenges. Thus, it stands out as the option that does not fit within standard Long-Term Care coverage provisions.