Which of the following meets the insured's personal needs and is provided by nonmedical personnel?

Custodial care is specifically designed to meet the personal care needs of individuals who may require assistance with daily living activities, such as bathing, dressing, and eating, but do not need medical treatment or monitoring. This type of care is typically provided by nonmedical personnel, such as certified nursing assistants or home health aides, rather than licensed medical professionals.

People who receive custodial care may have chronic conditions or disabilities that prevent them from performing basic tasks independently. This form of care can take place in various settings, including the patient's home, nursing homes, or assisted living facilities, but the key characteristic is that it focuses on personal support rather than medical care.

In contrast, intermediate care and skilled care are more oriented towards providing medical interventions or rehabilitation services, typically requiring the involvement of licensed healthcare professionals. Assisted living can include custodial care but often encompasses a broader range of services and living arrangements, which may also involve assisting with certain medical needs. Therefore, custodial care is the most accurate answer to reflect the provision of personal care by nonmedical personnel.